Investing

Blog posts which discuss investments, investing and wealth creation.

How to underwrite a rental property

How to underwrite a rental property. Real estate investing isn’t rocket science, but it does come with some significant risks to understand. Read about how to study rental income and regular expenses to see whether a property is a good investment.

How to get started growing your wealth

A common question from young investors is “how do I get started?”. Why the sooner the better, what account to use, what investments to invest in, how to make it easy and more within this blog post.

Long versus Short Positions in a Stock

What is the difference between going long and going short in a stock? Are there different risks to be aware of? What happens in a short squeeze? Learn about the different aspects of stock trading within brokerage accounts in this blog.

INFLATION – The Silent Killer

One of the concepts which we all need to be acutely aware of when it comes to managing our finances is inflation. Inflation is that silent killer that over long periods of time can have a very detrimental impact on our net worth. So much so, that we need to constantly be fighting against its …

INFLATION – The Silent Killer Read More »

3D book rendering image

Book Launch Press Release

A Fighting Chance: The High School Finance Education Everyone Deserves has launched on Amazon. This is the book you wish you were given in high school to set you up to succeed. This book makes a perfect gift to the teenagers in your life. Or, buy for yourself to brush up on your financial literacy.

Risk – What could go wrong

How much risk is in your portfolio? Do you understand what will happen to your net worth if different economic events occur? Read this article to find out how you can manage risk and protect yourself against unexpected downturns.

Opportunity Cost and what could have been

Every decision we make comes with a cost. Not just the cost of the thing we acquire, but the cost of what could have been. Opportunity cost is the concept that there are alternatives to the decisions we make that have different outcomes. Being aware of opportunity cost is critical to sound decision making.

Challenging the goal of retiring with no mortgage

How many times have you heard advice to pay of your mortgage by the time you retire? That having a paid off house is setting you up for success in retirement? The argument would be that when you retire, your income reduces substantially such that paying a mortgage payment each month could impact your ability …

Challenging the goal of retiring with no mortgage Read More »

Time is the ally of the young when it comes to investing

Time as your biggest financial ally

I really don’t think I can emphasize enough the value of time to a successful wealth creation process. Money multiplies over long periods of time, and it does so exponentially. In other words, the longer you have to leave your money invested, the faster its pace of growth will accelerate. How? Compounding returns They used …

Time as your biggest financial ally Read More »

Budgeting that actually works

Creating a budget that works for you

Everyone knows that successful businesses always stick to their budgets. In an entrepreneurial setting, where a company has raised money through investors and banks, every dollar needs to be carefully deployed to resources that give the business additional value. Making frivolous decisions with investor money is a recipe for disaster and the CEO is accountable …

Creating a budget that works for you Read More »

Real Estate investing

Components of Real Estate Income

Rental real estate is an asset class which only finds its way into peoples’ portfolios if they learn about it through their network. Traditional 401k / RRSP plans aren’t suitable for investing in real estate direct. There are of course indirect ways to invest in real estate in traditional investment accounts via Real Estate Investment …

Components of Real Estate Income Read More »

Your financial “End Game” explained

To be financially successful over the long run, people need to make sacrifices in their lifestyle today to free up money for long term growth. Without a financial end game in mind ,these sacrifices are far less palatable. The financial End Game is the dream that makes the sacrifices worthwhile.

%d bloggers like this: