Tag: debt
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When to invest outside a tax advantaged account
A lot of people only make investments within their TFSA and RRSP. But when does it make sense to think about making investments outside of these accounts? When saving for your retirement, there are limitations to what these accounts offer which investors should be thinking about. There could be significant opportunity costs to only investing…
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Understanding the mechanics of a loan
How does a loan really work? What goes into determining whether a lender will lend to a borrower? How does the loan get repaid? How does the bank make money? Determine the answers to these questions and more in this article.
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How to underwrite a rental property
How to underwrite a rental property. Real estate investing isn’t rocket science, but it does come with some significant risks to understand. Read about how to study rental income and regular expenses to see whether a property is a good investment.
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Challenging the goal of retiring with no mortgage
How many times have you heard advice to pay of your mortgage by the time you retire? That having a paid off house is setting you up for success in retirement? The argument would be that when you retire, your income reduces substantially such that paying a mortgage payment each month could impact your ability…
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Components of Real Estate Income
Rental real estate is an asset class which only finds its way into peoples’ portfolios if they learn about it through their network. Traditional 401k / RRSP plans aren’t suitable for investing in real estate direct. There are of course indirect ways to invest in real estate in traditional investment accounts via Real Estate Investment…
A Fighting Chance Finance 